Most people have been brought up to respect authority and follow the rules. For example, if the bank officer says that interest rates on six-month CDs are 3%, you accept that. Likewise, if your child’s teacher tells you that your child needs to work on penmanship, you’ll help your child tidy up his writing. If the insurance adjuster says that your claim is worth $5000, you’ll smile and take the settlement check to the bank.But wait! That settlement check might not be enough to cover your losses! Many of your belongings may not have been represented and hidden damage may not have been discovered.First, realize that your insurance company wants to: - Settle your claim as quickly as possible - Minimize their lossesWhile it’s terrific to have a speedy claim, speed doesn’t lend itself to thoroughness. If the insurance adjuster zips through your damaged home, he’s less likely to notice all of the covered losses. Likewise, the adjuster represents the insurance company who employs him - not you. His loyalties lie with his employer who wants to save money in order to be profitable.You can respect authority but you don’t have to settle for less than you’re entitled to. In […]
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As the cost of gasoline hits $4 a gallon with no end in sight, many home owners are searching for ways to save money and reduce the cost of home maintenance and repairs. One of the major expenses encountered by home owners is replacing the carpeting throughout the house. Most carpets only last five to seven years before turning into unsightly and unsanitary coverings that reduce the value of your home rather than increase it.
Worse, many forms of affordable carpets are made from petroleum based products and then distributed across long distances0all of which requires the use of costly fuel. Carpets are expected to experience large price increases making the cost of replacing a carpet every five years more expensive than ever.
Learn how to save money with these quick carpet repair tips and fixes:
1. Keep it Clean. In addition to routine vacuuming, having your carpets professionally cleaned on a regular basis helps reduce the impact of accumulated dirt and debris as well as stains and odors. A clean carpet lasts longer and looks better.
2. Avoid Harsh Chemicals. Harsh chemicals leave a residue that can cause health problems and actually make stains and other problems worse in the long run. Avoid […]
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Most carpet looks clean especially after a quick vacuum but have you ever stopped to consider what is really lurking deep down in those fibers? Hold on tight because what you are about to discover might change the way you view your carpet forever.
Sand and Dirt. Every mother knows how hard it is to keep the pets and children from tracking in sand or dirt so it probably comes as no surprise to learn the average carpet can weigh up to 10×0s its original weight due to the accumulation of sand and dirt. Vacuuming only removes the surface layer but once sand and dirt makes its way deep into the fibers of the carpet it is trapped.
Dust Mites and Dander. People and pets shed skin that contains dust mites, dander and other organic material. In fact, the average human sheds over a pound of skin each and every year. Multiply that by the number of people in your home and the age of the carpet to estimate how many (literal) pounds of flesh you have residing in your carpet.
Pollen, Spores & More. Dust, pollen, mold and mildew spores and much more all circulate throughout your home and air vents […]
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